- POLICY AND LEGAL ASPECTS
- LEGAL TERMS AND CONDITIONS OF USE OF 2CLICPAY
- POLICY ANTI-MONEY LAUNDERING
POLICY AND LEGAL ASPECTS
On the other hand, you must know the legal responsibilities in the prevention of money laundering.
Our company will ensure that our accounts to prevent the laundering of money from organized crime are used, we must implement a series of measures that is convenient for you to know.
In the upper lashes are the entrances to the policies and regulations of application, as you can observe are divided into three parts:
LEGAL TERMS AND CONDITIONS OF USE OF 2CLICPAY
Understand the terms and regulations apply to the use of our platform, which implies certain obligations by the user and determines our obligations in compliance services available, as well as reports on the legal aspects of confidentiality between parts.
POLICY ANTI-MONEY LAUNDERING
It includes 2ClicPay adopts legislation to comply with international directives on policies to prevent money laundering.
It understands the privacy statement and the limits of responsibility in the services provided by 2ClicPay and disclaimer user in security to prevent phishing.
Account theft on the Internet is an issue that deserves special attention by the user, since the account security is a matter for both parties. For our part, 2ClicPay has its own protection and the latest security technologies with an SSL security certificate.
TERMS AND LIMITS OF DEPOSITS AND WITHDRAWALS
As part of this service contract, Annex “REGULATIONS ON DEPOSITS AND WITHDRAWALS” composed of two documents include:
– TERMS AND LIMITS OF ACCREDITATION SERVICE
Both documents use the service of deposits and withdrawals to / from external regulated purses and other external means and time limits to each operation are stipulated. Both legal documents are available at URL: https://www.2clicpay.com/en/terms-and–deadlines
LEGAL TERMS AND CONDITIONS OF USE OF 2CLICPAY
Opening an account in 2clicpay.com web site linked to tranfer-money.com domain, where the services offered to the user, it is the commitment and acceptance of the legal terms and policies using the site, determined in this document and the documents referred annexed.
PRELIMINARY STATEMENT OF THE PARTIES
The 2ClicPay brand belongs to the business group 2ClicTrader Corp., based in Miami, Florida, USA, consisting of Beniwor Group, SA companies, headquartered in Montevideo and the company 2ClicTrader Ltd, based in London, UK.
2ClicTrader Corp. (hereinafter the “Company”), as holder of the brand 2ClicPay (hereinafter the entries are made 2ClicPay herein shall be treated and legal nature that made the “Company”), as owner of this website (hereinafter “site”), remains the same as a service to its customers. By using the Site or any current or future service (s) to provide the Company (collectively, entiéndanse as the “Services”), according to a service account that provides the company’s website, meaning it counts as the service provided and subject to this agreement, which should be interpreted as (“Service Agreement (s)”) or applicable service contract.
ACCEPTANCE OF TERMS:
These conditions govern access and use of the Site, the Services and the information, products, software and / or features available to you. If you are using the Site or the Services on behalf of a third party, you represent that you are authorized to accept these Terms on behalf of the person or business owner. In the case of any violation of the Terms, 2ClicPay reserves the right to seek all available remedies applicable to the contract, the provision of law, equality and proportionality and the possible harm caused by such violations. The terms apply to all visits to the site and use of the Services, both now and in the future. Any violation of these terms may result in the suspension or termination of your account.
SERVICES OFFERED BY THE COMPANY.
When you sign up for a service Company, you accept the specific terms and conditions applicable to that service, in accordance with the Service Contract. Except as provided in the Service Agreement, the Company does not guarantee that any description of the service or content included on this site is accurate, current, reliable, complete and without errors.
The company offers online payment services, allocating 2clicpay.com website through the back office www.tranfer-money.com installed by means of integrated systems for the uptake and redistribution of funds to the accounts of companies using the services of the company as payment for their products or services.
The mechanisms are made available to make a platform on which customers can load funds from other purses or external payment processors, credit card or debit card or bank transfer.
The platform made available by the company, provides the statement and systems to order payments to companies using our platform. The company will organize the means for customers to transact business freely and voluntarily.
UNAUTHORIZED USE OF THE SERVICES MADE AVAILABLE:
Any commercial activity in the field of network marketing and affiliate programs is welcome to transact payment platform 2clicpay.com.
However, any activity that uses the services of 2clicpay.com guideline must be in use with the policies of the company.
In this regard, any activity aimed to make opaque transactions reuptake funds without or without defining a detailed product is prohibited.
All activities must be under a corporate account. All core business to personal accounts, which recapten funds by any means of prohibiting made available. Any commercial activity should be under a basic or Pro Corporate Account or Personal Pro account and all documents should be provided identifying the holder and the company, in the form requested.
Personal accounts Pro is meant for professionals who pursue an autonomous business and professional individuals, such as in the teaching field.
The activities that have a ponzi or pyramid scheme may be intervened and blocked the funds shall be under the supervision of our Legal Department. It also warns that any fraudulent activity will be investigated and will be reported to authorities.
Any account in which commercial activities are carried out must be clearly identified with updated documents and legitimate. Any account with false documents will be blocked immediately.
USE OF SPAM.
This rule affects all users, but it refers particularly to users participating in the business plan made available by the company, which is called “Freelancer Program” or “Computer Freelancer” regardless of other agreements the company publish and make available for this user group, as a general rule to all users are prohibited from engaging in any form of abuse of spam using or promoting the 2ClicPay brand, including but not limited to: (a) distribute, publish or send any type of spam or undesirable for any number of network users (commonly known as “junk mail” or “spam”), including, without limitation, promotions, mass commercial advertising unauthorized or unsolicited informational announcements , anywhere on the Internet; (B) the publication of a single article or substantially similar articles to an excessive number of newsgroups or mailing lists; (C) repeating or deliberately publish articles that are off topic are off topic of discussion forums and chat rooms, newsgroups or groups of social communities such as Facebook and others. means; (D) the publication of commercial advertising at a conference or newsgroups, unless specifically permitted to be published within that group; or (e) violating the CAN-SPAM Act of any website in which the user participates by unauthorized advertising 2ClicPay.
2ClicPay reserves the right, at its absolute discretion to enforce the terms. The company may, at its sole discretion, terminate or suspend immediately: (i) the Services; (II) a service agreement; and / or (III) access to this site, if it is determined that the services, supplies or user activities on the use of the account 2ClicPay violate the Terms.
CHANGES ON THE SITE.
2ClicPay, with its continuous efforts to improve the systems and services to our users, it reserves the right to modify or discontinue all or part of the Site, temporarily or permanently, with or without notice, in order to undertake the improvements and reforms of the website and their computer systems. The changes take effect automatically immediately after its initial publication in this site. If you object to any modification of the Terms, or renovations of the structure and services provided on the site, your only recourse is to immediately: (a) terminate your use of the Site and / or Services; and (b) notify the Company of their intention to terminate the use of the site.
LINKS TO THIRD PARTY SITES.
The site contains links to third party websites. The linked sites are not under the control of the Company, and the Company is not responsible for the content or policies of any linked site. 2ClicPay provides these links only as a convenience, and a link does not imply endorsement, sponsorship or affiliation with the linked site by us. Links to merchants or advertisers are owned and operated by independent retailers or service providers, and therefore, the Company can not ensure that you will be satisfied with their products, services or practices. You should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any of these third parties.
USE OF SERVICES AND BUSINESS USER:
You, as a user of payment services offered on the site is committed to making a lawful activity in the use of the payment service.
You, as a company, or individual, if you develop some kind of trade or business, must comply with the services and / or products exchanged in the service payment 2clicpay.
The activities referred to as Ponzi schemes, pyramid investments, structures or any activity aimed at illicit and fraudulent enrichment are prohibited.
You, as a user of our services under a customer or client of any business or commercial activity, whatever, using payment services 2clicpay declares its full responsibility in terms of accepting user companies in which involving, purchase or investment of any product, service or membership, loans, donations assignment, or any involving payment through your 2ClicPay account. In this regard, you acknowledge that you are solely responsible for acquiring or reject the payment to third parties or companies for any reason, discharging any liability to the company 2clicpay.
You alone are responsible for involved in a business and the fact that I used to 2ClicPay as payment, does not involve in any way 2ClicPay, or liability is assumed.
2ClicPay, performed by various criteria and, in its discretion, the admission or not, of any user who opened an account on our website, without thereby assume any liability in the use of the account, which said user can perform.
By law and extended to all business areas of the company, it is noted that the company will have the right, in its sole discretion, to intervene and block any account that is found or presumed unlawful activity or there is evidence fraud or crime.
The company can block access to any account, without notice, for reasons of prudential discipline to prevent looting, destruction of evidence or data, evidence of laundering activities, illegal activities, fraud, fraud, or any offense that involves hint fraudulent use of the account.
To this end, the company held a preview through the Legal & Compliance department and it may refer the case record or summary form, the legal department of the company, who will investigate and resolve to derive the authorities the possible criminal liability that may exist.
However, 2ClicPay assumes its right to impose his arbitration to monitor and investigate suspicious activity and suspend the account of any user, to a complaint from users, in which an allegedly illicit or criminal activity is revealed, so 2clicpay, in its discretion reserves the right to open an investigation and block accounts which it finds that are linked to fraudulent activity, without prejudice to any legal action that our legal department can take against the users involved in possible crimes of fraud and possible opening of summaries to the relevant judicial bodies and competition authorities with police, FBI, Interpol, or other competent police force.
INTELLECTUAL PROPERTY RIGHTS.
The site is owned by the company. All text, images, marks, logos and other content of the Site (“Site Content”) is owned by the 2ClicPay or third parties from which the 2ClicPay has obtained permission. The Company authorizes you to view, download and print the Site Content provided that: (I) may do so only for your own personal and non-commercial use (except the material made available by the company for its commercial use, under the Freelancer 2ClicPay) program; (Ii) You may not copy, publish or redistribute any Preia site content without authorization; (III) can not change the content of the site; (IV) may not remove any copyright, trademark or other proprietary notices are posted on the site content by the Company. Except as expressly permitted above, reproduction or redistribution of the Site Content, or any part of the Site content, is strictly prohibited without the prior written consent of the Company. For permission please contact 2ClicPay to legal@2ClicPay.com. You represent and warrant that your use of Site Content will be consistent with this license and will not infringe or violate the rights of any other party or breach any contract or legal duty to any other party.
This site is provided “as is”, “as available”. The company does not guarantee that the site will be available, accessible, interrupted, timely, secure, accurate, complete, error-free or virus and there is no guarantee as to the results that may be obtained from the use of the site or as accuracy or reliability of any content or any information or products obtained through the site or site that defects will be corrected immediately. You acknowledge that this site and the services are network services based on a computer display, which may be subject to cuts, interruptions, attacks by third parties and delays occurring. In such cases, subject to the terms of this, the company will use commercially reasonable efforts to remedy potential disruptions and provide adjustments, repairs and replacements, within its capabilities, which are necessary to enable the site, in order to provided that the functions for which the site has been created can be made.
Reasonably you as a user of the service, recognizes that 2clicpay not guarantee that these efforts will be successful. if the efforts of the company’s weaknesses or improvements are unsuccessful, you may terminate the Service Agreement and stop using the site. She constituting this the only solution and the only responsibility of the company, in case of interruption, interruptions or other deficiencies not be remedied Web and reasonable time as is the provision of customer-owned balances incurred. The user waiver of any rights or claims of any nature arising out of or relating to the use of this site, including, without limitation, all claims and complaints related to alleged infringement of property rights, the alleged lack of precision content or accusations that have or should indemnify, defend, and hold harmless from any claim or allegation arising from your use, publication or any other use of the web. use the site at their own risk and neither the company nor the parties providing information and materials for publication on the site will be liable for damages arising from use of this site. You acknowledge and agree that any material or data downloaded or otherwise obtained through the use of the site or service is at your own risk and the user will be solely responsible for any damage to your computer system, loss of service or loss data resulting from the download or use of these materials or data.
You acknowledge and agree to the terms and disclaimer, as well as policies on confidentiality and use of your data.
You agree to indemnify, defend and hold harmless the Company and its parents, subsidiaries, affiliates, directors, officers, shareholders, agents, contractors and employees, harmless from any claim or demand, including reasonable attorneys’ fees and court costs, made by any third party due to, or arising out of: (a) your use of the Site; (B) your violation or alleged violation of any representation, warranty or other obligation; (C) the violation or alleged violation of any state, federal or local or international law and any and all rules, regulations or ordinances; (D) the negligence or willful misconduct by you or your employees or agents; (E) any violation of the terms; (F) your violation of any intellectual property or other legal right of any person or entity; or (g) advertising, marketing, promotion, sale or distribution of any product or service. In case you fines and / or sanctions apply to the associations 2ClicPay by credit card or any other entity because, you agree to reimburse the Company immediately for such fines and / or penalties.
DISCLOSURE; LOOKING STATEMENTS.
Some of the statements that are not historical facts contained in the Site may constitute forward. Such statements include, without limitation, statements about future financial and operating performance of the Company, and the company plans, strategies, partnerships, products, services markets, growth prospects, success, profitability and safety of new products or services, objectives, expectations, intentions and other statements that are not historical facts. Such statements are based on the beliefs and expectations of the management of existing society at that time, and are subject to significant risks and uncertainties. Actual results may vary materially from those contained in forward-looking statements based on a number of factors, including, without limitation, (I) dependence on a limited number of customers, (II) the concentration of income company in the wireless telecommunications business and the declining subscriber growth rate in that business, (III) the adverse impact that the financial and operating customer of 2ClicPay difficulties may have on future revenues and financial results and operations, (IV) continuing rapid change in the telecommunications industry and other markets in which the Company does business that may affect both the 2ClicPay and its customers, (V) potential state, federal, and regulation international voice conferencing or other services and the costs of compliance and related operational, regulatory assessments and possible suspensions of service pending compliance with such regulation, (VI) the uncertainties associated with the Company’s ability to develop new products, services and technologies, (VII) market acceptance of new products of the company, services and technologies and the continued demand for products, services and technologies of the Company, (VIII) the impact of competitive products, services, and both prices and customers 2ClicPay, (IX) current and future economic conditions, including, without limitation, decreases or delays in capital spending by airlines and new subscriber growth and global economic recession, (X) integration, employee retention, recognition of cost and other benefits and revenue synergies, and other risks associated with acquisitions, (XI) the ability of the Company to implement its objectives, plans or strategies including, without limitation, product or service development plans, mobile business strategy and plans for developing partnerships and grow their customer base, (XII) economic and political instability in domestic and international markets, including without limitation the impact of terrorist threats and hostilities and the declaration of war or similar actions, (xiii) the uncertainties associated with the ability of the 2ClicPay to expand into new markets, including, without limitation, 2ClicPayrial mobile market, (XIV ) the impact of restructuring charges and other charges in the business and operations of the Company, (XV) risks related to the industry’s business and operations, including 2ClicPay, without limitation, illegal or improper uses of system 2ClicPay payment, or unauthorized intrusions into the 2ClicPay payment system that may impair the operation of its payment systems, changes or breaches of the rules of association of credit cards, government regulation and enforcement of existing laws attacks for business and reliance on 2ClicPay in relations with third party payment processors, and (XVI) the factors described in the presentations of the Company with the Securities and Exchange Commission of the United States including, without limitation, its most recent Annual Report on Form 10-K. The Company assumes no obligation to update forward-looking statements. Nothing contained on this website constitutes an offer to sell or solicitation of an offer to buy any of the securities of the Company.
ACCESS TO PASSWORD PROTECTED / SECURE AREAS.
Access to and use of the protected and / or secure areas of the site password is restricted to authorized users. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution. Any action or attempted access by any means to access protected and restricted areas of the site will involve criminal prosecution and compensation for moral and economic damage resulting from restricted access to confidential information.
TERMINATION AND EFFECT.
The Company may terminate your access to the Site, with or without cause at any time with immediate effect. Termination shall be accompanied by a written or electronic notice to you. The Company shall not be liable to you or any third party for the economic damage that could cause the cessation of service due to a blockage brought by the company, provided the company justify that termination of services to you. If you object to any provision of the Terms or any subsequent modifications, your only recourse is to immediately: (a) discontinue use of the site; and (b) notify the Company of termination. Upon completion of accessing the site, your right to use the Site will cease immediately.
Among many other reasons, the company may terminate access to you as a user of the website, on the grounds of breach of these policies, and terms and conditions extended to all documents that make up the legal aspects, described in the referenced and linked URL: https://www.2clicpay.com/en/legal-terms
2ClicPay care cautiously with proteccción compliance of personal data, offering customers maximum transparency and confidentiality.
APPLICABLE LAW AND JURISDICTION.
The site is accessible in all states and countries, and each of these places has laws that may differ from the laws in Uruguay. As you and the Company, for the sake of establishing a predictable legal framework within which to publish, access and use the Site, publishing, accessing and / or using this Site, you and the Company agree that all matters arising out of or related with the use and operation of this site is governed by the laws of Uruguay, to host the central operations of the company, through the subsidiary Beniwor Group, SA without regard to its conflicts of law principles. You agree that all claims you may have arising out of or in connection with the operation or use of this site will be heard and resolved in the courts of Montevideo, Uruguay. You consent to the personal jurisdiction of such courts in it it stipulates that the fairness and convenience of proceeding in such courts, and covenant not to assert objections to proceed in such courts.
2ClicPay, 2ClicTrader and Money Tranfer are trademarks of the Company. All other company and product names mentioned herein are trademarks or registered trademarks of the company. This list may be amended and supplemented from time to time at the discretion of the Company. You shall not register or attempt to register any trademarks or trademarks of the Company reasonably consider to be confusingly similar to any of the marks or marks of the Company. You shall comply with all rules regarding the marks of the Company and all uses of the marks must be compatible with the rules of the company.
Any use of company brands, logos, pictures, trade name, etc. It must be expressly authorized by the company. Any business that you develop, which use the payment services 2ClicPay, you may not use our corporate image, logo or any other image or mention of the brand, unless expressly authorized in writing. Any unauthorized use will not lead to blocking your account and possible criminal action against you.
The Company will not be responsible for any losses arising from delay or disruption of its fulfillment of obligations due to acts of civil or military authorities, civil unrest, war, strikes or other labor disputes, fires, transportation contingencies, interruptions in telecommunications , utilities, Internet service providers and service network, acts or omissions of a third party, infiltration or interruption of services by third parties, or other catastrophes or other events that are beyond the reasonable control of the Company.
In the event that any provision of these clauses can not be applied, in whole or in part, it is determined to be invalid, unenforceable or void for any reason, such determination shall affect only the portion of the provision held invalid, unenforceable or void, and shall not affect in any way the remainder of such provision or any other provision of these Terms. 2ClicPay failure to act with respect to a violation by you or others does not waive its right to act with respect to subsequent or similar breaches. In case of conflict between the terms and the Service Contract, the latter shall prevail.
This digital document is established as part of the agreements and terms of 2ClicPay and has legal nature of the contract annexed to the service contract (Agreement Terms of the 2ClicPay platform).
IDENTITY AND ADDRESS OF THE HOLDER OF THE SERVICES
2Clicpay (hereinafter referred to variously as “2Clicpay” or “The Company”) is committed to comply with a policy of confidentiality and security of personal data of its customers (hereinafter “Customer / s”, “user / s “or” data owner “) and is committed to protecting your privacy and comply with applicable laws on protection of personal data. 2Clicpay is responsible for requesting and securing personal information.
In compliance with the various applicable laws, 2clicpay declares to hold a data file hosted on a server encrypted backup, physically hosted in the Republic of Argentina, protected exclusively by 2clicpay.
Our contact details are on www.2Clicpay.com. The person in charge of the application of personal data is Jessie Vorga and consultations concerning their data can make email: email@example.com.
PERSONAL INFORMATION REQUESTED BY 2CLICPAY
The personal data may request 2ClicPay include (i) the names, identification numbers or passport, addresses, phone numbers, emails, birthdates, payment information (credit or debit cards and other digital media and virtual payment), (II) As a user of our services, all information you have provided and / or provide in the future 2clicpay to maintain the business relationship, (III) data related to services provided to protected 2ClicPay in fulfilling their obligations, either by reason of the provision of services or sale of products, services and generally any other information that may be requested to provide additional services 2clicpay can be made available in the future.
It is presumed that the data provided by users are true, correct, complete, and identify the holder of the account provided by 2clicpay services, so it is the responsibility of the owner of the data updating themselves, if they suffer some variation during the service contract with 2ClicPay. In that sense, the user is required to provide 2clicpay updated data as required. Similarly, 2ClicPay reserves the right to take the measures it deems appropriate if the data provided by the user are false, inaccurate or incomplete.
LIMITATION OF USE AND DISCLOSURE
The user authorizes 2clicpay to send information on promotions, special information programs, offers and services by email. Occasionally, 2clicpay can send promotions of other associated companies. In that sense, 2ClicPay not agree to the disclosure of user data no longer sold or assigned to someone else (*). This type of advertising is done through newsletters and promotional messages through email. The user has the right to decline sending promotions from third parties and may apply for low bulletins certain promotions that are not of interest, for which, 2clicpay included in each email a link of un-subscription automatically.
(*) Transfer of personal data to third parties:
2ClicPay may transfer the personal data of users to its subsidiaries and / or affiliated companies, whether domestic or foreign companies.
Also, 2clicpay may provide some data to companies with which it has business agreements for the fulfillment of the services provided, such as banks that provide accounts or debit cards. 2clicpay never give your data to any competent authority or government agency, unless 2clicpay be legally bound by competent authority, if so requested ministerially.
To carry out the purposes described in the preceding paragraph, the transfer or assignment of personal data is limited to acts, facts and / or implement the necessary procedures to 2clicpay can perform and fulfill their contractual and regulatory obligations / or business in the normal course of business. If the user has objections to their personal data to be transferred and / or assigned, it is considered to be extinguished his service contract with 2clicpay, given the failure to meet service obligations with banks and other providers.
SENSITIVE PERSONAL DATA
2ClicPay not request sensitive personal data at any time. (Racial or ethnic origin, health status, genetic information, religious beliefs, trade union membership, philosophical and moral beliefs, political views, sexual preference or other private nature).
MEDIA to exercise the rights of access, rectification, cancellation and opposition
2ClicPay has the technical, material and human resources to ensure that their personal data will be treated in strict compliance with the law at any time, the user is entitled to request 2ClicPay the exercise of rights under the Act by sending a written request to the following email address: clientes@2ClicPay.com. It is understood that for 2ClicPay to properly and promptly address the application to which this article refers, the holder’s application must contain at least: (i) full name of the owner of the data, (ii) the identification number, (III) a brief description of the subject of the application, and (IV) reasons for his request. Our answer to your request will be sent within the time allowed by law to mail to the sender. You acknowledge and agree that one of the purposes of the processing of personal data is to meet trade obligations it has with 2ClicPay, so you can not cancel or oppose the processing of personal data that may affect and / or restrict the application of the it unless you want to cancel your service account with 2clicpay.
MODIFICATION OF THIS DOCUMENT
In the privacy policies always indicate the date of the last update. To the extent that the user does not express his opposition to the changes made, brought to its attention and continue to access and / or use, in part or in whole, the Services provided by 2ClicPay, it means that you have accepted and consented to such changes and / or modifications.
By providing their personal data 2ClicPay, you expressly acknowledge and agree that you accept these privacy policies, and that the same may be amended or adjusted occasionally, and 2ClicPay consent to continue with processing of personal data in the terms described in herein. If you do not accept these terms, you can exercise your rights under the law, as described above
Note that in the web www.2clicpay.com, and www.tranfer-money.com and / or products and / or services may appear 2clicpay links to other websites, to applications using platforms and services other companies that have service contracts with 2clicpay and have their own privacy policies. If you want to know about the policies of third suppliers or associated companies, we suggest you consult us in order to have knowledge of them.
PRIVACY AND SECURITY SYSTEMS
The security and confidentiality of data that users provide when hiring a service or purchase a product online are protected by a secure server on the Secure Socket Layer (SSL), so that the data sent are transmitted encrypted to ensure privacy.
To verify that you are in a protected environment sure to appear in the navigation bar encrypted security protocol that identifies with https: //. However, despite having the safest tools, protection of data sent over the Internet can not be guaranteed to be 100%, so, 2clicpay constant review the systems and try, as far as possible, adapt new systems and tools to improve the performance and safety of the platform.
The above does not mean in any way any warranty and the user is aware that it must exercise caution in your local computer for viruses, espionage, phishing and password protection is concerned.
Hereby the user is aware of its obligations and relieve 2clicpay security of any loss in your account and will not be entitled to claim for a possible intrusion into your account.
Although 2ClicPay is exempt from spoofing or any kind of piracy on access to their account, the company is committed to ensuring the maintenance and upgrade of security and fraud detection to avoid, as far as we can any kind of interference in the accounts of the 2ClicPay platform without this commitment represents or is itself no guarantee.
Cookies are small pieces of information that are sent by the Web site of your browser.
They are stored on the hard disk of computers and are used to determine the preferences of users accessing the electronic www.2ClicPay.com portal, as well as to track certain behaviors or activities.
Cookies enable users to recognize, detect the bandwidth they have selected, identify the most important information, calculate the size of the audience and measure certain traffic parameters.
ACCEPTANCE OF TERMS
This Statement of Confidentiality / Privacy is subject to the terms and conditions of all websites 2ClicPay.com described above, which constitutes a legal agreement between you and 2ClicPay.
If the user uses the services anywhere 2ClicPay.com that you have read, understood and accepted the terms outlined above. If you disagree with them, you should not provide any personal information or use services 2ClicPay.com sites.
2ClicTrader Group Corp.
POLICY ANTI-MONEY LAUNDERING
It could happen that will require you to confirm your identity and other personal details. 2ClicPay has established special verification systems including your bank account or payment card to verify your identity.
To ensure the integrity of our system of payments, your account may be observed 2ClicPay.
It may be be required to confirm your identity when you apply for a new customer or have been a customer for a while. Although our verification system is designed to minimize any inconvenience to you, the verification process may last a few days to complete.
Criminals and terrorists need money. Criminals make their ‘dirty’ money making drug trafficking, smuggling, and robbery into clean money by using false identities or using the name of innocent people, just like you. Ensure that our users are actually people who claim to be, it is essential to contribute to the fight against crime and terrorism. This does not mean by any concept that we suspect you. Any information about your identity is kept under confidentiality and helps your identity is not used by other people falsely claim that could steal your identity.
Data theft for the purposes of phishing, for the financing of organized crime, is increasing due to the large volume of information sent on the internet, and in many cases is intercepted by criminals for their goals .
The countries that are leading the fight against money laundering are principally the governments of the EU countries and the United States and all organizations involved in financial services. All are united determinedly to end the generation of financial crimes, as part of the international effort to end the fraudulent transactions that seek funding mafias, criminal organizations and terrorists, with the common goal of protecting the world’s population and terrorism organizated crime.
Your cooperation is vital to the successful fight against crime and terrorism, which usually is required in most legislation in the world.
We are required to keep full records of all transactions with the supplied identifications.
We are required to monitor any unusual or suspicious transactions of any amount.
We have a legal obligation to inform the Agency of Crimes of suspicious transactions.
STATEMENT AML, CFT and KYC
Financial institutions must be able to identify and understand the risks of money laundering and terrorist financing to apply preventive measures. Anti-Money Laundering (AML) and Counter Terrorist Financing (CTF) are priority areas for attention in 2ClicPay.
2ClicPay continually evaluates the strength and relevance of our existing policies and procedures and training employees. Money laundering and terrorism not only harm the general public, but can also damage the stability and reputation of the financial sector. It is convenient for us to take all reasonable steps to prevent money laundering and financing of terrorism.
2ClicPay adheres and complies to the letter with all laws Compliance KYC (Know Your Customer) and AML (Anti Money Laundering).
Since criminals need financial services to disguise their operations and sponsoring criminal activities, practices Know Your Customer (KYC) are important both for us and for the entire customer base 2ClicPay.
2ClicPay uses specific to detect suspicious, such as transactions that do not align to the customer profile transactions known tools. Detecting suspicious transactions active depth investigations behalf of our client by our Compliance Division. 2ClicPay is free to terminate an existing customer relationship. The 2ClicPay Compliance Department has the power and legal arbitrariness to report suspicious transactions to the competent authorities.
You can not transfer money to or from countries considered non-cooperative without prior approval of the Compliance Department 2ClicPay. Approval will only be given after proper documentation and subsequent thorough analysis of the economic background, as well as adequate justification for the transaction in question.
To help governments to track criminal organizations, drug traffickers, terrorists and money laundering, 2ClicPay inquiry lists and databases updated frequently, for law enforcement.
2ClicPay reserves the right to refuse Customer accounts or client funds from the following countries:
1. Burma (Myanmar)
4. Bosnia Herzegovina
5. Democratic Republic of Congo
6. Ivory Coast
15. North Korea
16. Serbia and Montenegro
Furthermore, citizens of the countries listed above may be restricted to certain products such as credit cards or bank accounts.
Because Policies against Money Laundering and Financing of Terrorism Policies against, it is vital that financial institutions take action to combat the risks of money laundering and assist governments in identifying potential activities sponsored terrorism. Below we summarize some of the policies we follow in 2ClicPay:
Our company has adopted international standards policies in preventing money laundering and anti-terrorist financing which requires the 2ClicPay headquarters, foreign branches and subsidiaries worldwide and are appropriate to implement effective programs to meet relevant laws. The Legal & Compliance Department strives to 2ClicPay Policy is properly implemented throughout the company and is closely monitored by the Risk Control Division of 2ClicPay;
The Official certificate Anti-Money Laundering, of 2ClicPay is dedicated to reviewing policies, practices and procedures to prevent money laundering and terrorist financing.
We have established controls, regulations and procedures appropriate AML compliance. 2ClicPay used independent compliance functions, audit, risk management and legal aspects to assess and ensure that our customers and businesses comply with laws, rules and regulations applicable to money laundering and terrorist financing;
2ClicPay Has established policies and procedures on “Know Your Customer”. We verify the identity of the customer through documents, data or information obtained from a reliable and independent source (eg public records) and, where applicable, the proper subject beneficiary. Also, pay special attention to 2ClicPay; – Understand the ownership and control structure of our customers, – information on the purpose and expected nature of the business relationship, and – monitoring the business relationship including scrutiny of transactions to ensure consistency about the purpose, legitimacy and intent on the nature of the business relationship.
If the reasons for the transaction / activity of a client are not clear or understandable 2ClicPay take measures to prevent money laundering or terrorist financing.
We have developed and continue to update the regulatory framework and procedures that meet or exceed applicable legal and regulatory requirements, and continually educate our employees;
We have established processes that collate the relevant information about our customers against entities suspected of terrorism and money laundering identified by government agencies (such as the list of sanctions from the EU and the USA Patriot Act) people;
Besides agencies cooperate with law enforcement and regulation worldwide;
We have developed procedures to monitor transactions in order to identify suspicious activity;
The 2ClicPay regulation does not allow us to do business with banks with no physical presence in the country of incorporation (phantom banks);
-2ClicPay Not allow the direct use of correspondent account by third parties (are payable through the account) to conduct business in his name; Y
-2ClicPay Not allow anonymous accounts.
2ClicPay constantly updated its regulatory framework and procedures, systems and technology, and educate our staff to ensure that we are well equipped to combat money laundering and other financial crimes to assist governments in the war against terrorism. All these measures are carried out according to the provisions of international laws and treaties, along with the financial regulations and standards internationally recognized. We are fully committed to preventing the misuse of the products and services made available by 2ClicPay, by those wishing to take advantage of these.
Estimated appreciate your cooperation and please apologize for any inconvenience we may cause at some point, compliance with preventive policies mentioned.